Common Reasons Marine Insurance Claims Are Denied

Wed May 17th, 2023 on     Marine Insurance,    

People and businesses own boats and other types of watercraft for a variety of reasons, from hauling cargo to using them for relaxing on the water. The purpose of the watercraft will generally dictate the type of insurance policy the owner should obtain, and when claims under those policies are denied, it can be for a multitude of reasons. When this happens, it is best to speak with a Miami property insurance lawyer at Ver […]

What is an Appraisal Clause and How Does it Work?

Fri Apr 21st, 2023 on     Property Insurance,    

In Florida — as in other states — attempting to recover fully for your property losses can be quite a challenge.  Insurers understand that you may be in a vulnerable position, and they may take advantage by undervaluing your property losses or by otherwise appraising the property at issue in a way that creates an even more lopsided dynamic. If you find yourself disagreeing with your insurer over the value of your property losses, then […]

Ways To Prevent Future Property Claim Denials and Underpayments

Tue Feb 28th, 2023 on     Property Insurance,    

Benjamin Franklin once said that an ounce of prevention is worth a pound of cure, and at VPM, we wholeheartedly agree. There are steps policyholders can take to prevent any future claims that arise from being denied or underpaid, as the Miami property insurance lawyer from our firm explains below. While these preparations can occur at any time, in the Sunshine State, it is best to ensure you are prepared before hurricane season.  Go Over […]

Commercial Property Ownership and Rights: Answers to Your Frequently-Asked Questions

Mon Oct 31st, 2022 on     Insurance Claims,    

Owning commercial property can be a profitable endeavor. However, when damage to your property happens, it can also be a headache. Below, we will cover some frequently asked questions concerning commercial property ownership in Florida. If you have an insurance claim, have had a claim denied, or have some other dispute related to your commercial property, a Florida commercial property lawyer from Ver Ploeg & Marino can help. What Makes Property “Commercial?”  A property is […]

Own a Business? Consider the 8 Following Types of Insurance

Fri Jul 29th, 2022 on     Insurance Claims,    

If you are a business owner, manager or officer in a large company, you already know that there are a lot of moving parts to any successful enterprise. You also understand the importance of protecting yourself and your business in case the unexpected occurs. While the exact types of insurance you need to fully insulate yourself and your company vary from business to business, there are several types that crop up more often than others. […]

Decisions, Decisions: From Whom Should You Purchase Insurance Coverage?

Tue May 31st, 2022 on     Health Insurance,    

We purchase insurance coverage for everything from the cars we drive to our very lives. We rely on the insurance we purchase to be there for us when life throws us curve balls, helping us pick up the pieces and repair our belongings and sometimes, ourselves. Who we choose to trust with our money and peace of mind matters so that after years of paying our premiums when they are due, we have the coverage […]

Inflation and Your Property Insurance Coverage: How They Relate and How To Be Sure You Have Enough Coverage

Thu Mar 17th, 2022 on     Property Insurance,    

You don’t have to be an expert in economics to realize that we are in a time of significant inflation. The price of everything from the gas we put in our cars to the food we put in our bodies has increased greatly over the past year. So what bearing does inflation have on your property insurance policy? And how can you be sure you have the proper coverage in case it is needed? Our […]

Tips From a Miami Property Insurance Lawyer: Understanding Your Homeowners Insurance Policy

Mon Jan 17th, 2022 on     Property Insurance,    

If you own a home, you more than likely have that home insured with a homeowner’s insurance policy. Most people purchase their policy without even really considering what the insurance covers and how the claims process works. They only find out what it doesn’t cover when they have a claim denied. Our Miami property insurance lawyer offers tips on understanding your homeowner’s insurance policy so that you can ensure you are well covered when the […]

10 Things NOT To Do When Filing An Insurance Claim

Tue Nov 30th, 2021 on     Insurance Claims,    

Unfortunately, receiving the compensation you are due after your property has been damaged or destroyed is not always a simple process. Instead, the insurance company will often refuse to pay what the claim is worth. Because of this, when your property has been damaged or destroyed, and you file a claim under your insurance policy, there are certain things our Miami property insurance lawyer states you should refrain from doing to prevent having a negative […]

Filing Property Damage Claims: 10 Things You Need to Do

Tue Nov 16th, 2021 on     Insurance Claims,    

Filing a claim with your insurance company when your property has been damaged can be an arduous and complicated process, especially when the insurance company attempts to avoid paying the amount you are owed. However, there are steps you can take to help the process move more smoothly. If you have further questions about the process or are currently battling with your insurance company, a Miami insurance claim lawyer at our firm can help. #1 […]

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